If you’re a Virginia resident considering removing a vehicle from your auto insurance policy it is important to turn in your car tags BEFORE you cancel your insurance on that vehicle. Let’s delve into why this is essential and how it can save you from potential headaches (and fees!) down the road.
Avoiding Penalties
Cancelling your auto insurance without properly notifying the Department of Motor Vehicles (DMV) and returning your car tags can lead to serious repercussions.
When you cancel your auto insurance on a vehicle, you are essentially stating that you are no longer driving the vehicle or that you have secured alternative coverage. However, if you don’t turn in your tags, the DMV still has your vehicle registered and assumes that you are operating it without valid insurance. This could result in fines and penalties, which can accumulate quickly. Your license could even be suspended.
We recommend deactivating or turning in the tags before cancelling your insurance policy as it’s easier to make the change with the insurance company than deal with an angry DMV.
How to Properly Turn In Your Tags
-
Visit the DMV: The simplest way to turn in your tags is to visit a local DMV office. Bring your vehicle registration and a form of identification.
- Deactivate them online here.
-
Mail Them In: If visiting the DMV isn’t an option, you can also mail your tags to the DMV. Make sure to include a note explaining why you are returning them.
-
Keep Records: Always keep a receipt or any documentation that proves you returned your tags. This can be helpful if there are any disputes in the future.
Conclusion
Cancelling your auto insurance in Virginia requires careful consideration and attention to detail. By turning in your car tags, you can avoid penalties, protect yourself from liability, and maintain a clean driving record. It may seem like a small task, but it’s a crucial step in ensuring that you’re fully compliant with state laws and safeguarding your financial future. Always stay informed and proactive, and you’ll find that managing your auto insurance can be a smoother process.
A little more about Holley Insurance…
Holley Insurance was founded in 2000, and retains a core base of loyal clients. We have locations in Roanoke, Rocky Mount, and Forest, VA. As an independent insurance agency, Holley Insurance represents a carefully selected group of financially strong, reputable insurance companies. Therefore, we are able to offer you the best coverage at the most competitive price. If you’re interested in starting a quote online or having us take a look at your current policies, click here!