Enhance Your Employee Benefits with Erie LifeWorks As businesses continue to evolve, offering a competitive benefits package is crucial for attracting and retaining top talent. One such benefit that can truly set your company apart is Erie LifeWorks, a voluntary…
At Holley Insurance, we understand that workers’ compensation insurance can be a daunting subject for employers. Navigating the requirements of Virginia law, ensuring compliance, and maintaining proper coverage for your business can feel overwhelming. That’s why we’re here to make…
Insurance policies are full of technical terms that can be a bit confusing, especially when it comes to phrases like “named insured” and “additional insured.” While they may sound similar, they actually refer to different things in your business insurance…
Workers Compensation 101: Subcontractors Counted As Employees From a workers’ compensation coverage and claim perspective, the mis-classification of subcontractors can have numerous unintended repercussions such as inflated premiums, increased EMR (experience mod factor), unexpected audit liabilities and potential legal issues. …
Workers Compensation 101: Employee Misclassification Workers’ compensation policy audits are crucial for ensuring the accuracy of premiums and aligning them with the real risks and activities of a business. Errors or misunderstandings during these audits can result in overpayment, underpayment,…
If you own a business, you should consider Directors and Officers Liability Insurance. But what is it? Directors and officers (D&O) liability insurance protects the personal assets of corporate directors and officers, in the event they are personally sued by…
Are you wondering how to fill out the business audit form? If you’ve received notice that your businses is being audited by your insurance carrier, you may have some questions. We are here to help! First thing’s first. Remember: An…
Insurance FAQ’s: What should I know about Key Person Life Insurance? If you are a business owner, can you imagine what would happen if a vital person to the business were to pass away unexpectedly? How would this impact the…
Insurance FAQ’s: How should employers handle legalized marijuana with their employees? Currently, marijuana is legal in 39 states for medical use, and 18 states for recreational use. How does this affect you as an employer and how should you handle…
Insurance FAQ’s: How do I reduce my company’s Experience Modification Factor? Your Experience Modification Factor is (aka: a mod), is one of the most important factors in determining the cost of your workers compensation premium. If you need a refresher…
