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Category Commercial Lines FAQ’s
Winter Readiness Guide for Churches
Winter weather can bring beautiful moments of stillness and reflection—but it can also bring serious challenges for churches. Snow, ice, and freezing temperatures can interrupt worship services, damage facilities, delay reopening, and put congregants at risk. Because places of worship…
Build a Financially Unbreakable Business with Holley Insurance
You’ve worked hard to build your business — long hours, tough decisions, and plenty of determination have gotten you to where you are today. But as every business owner knows, real success isn’t just about growth. It’s about protecting what you’ve…
Your Business Has Grown—Has Your Insurance Kept Up?
Starting a business is an exciting milestone. Getting that first insurance policy often feels like you’ve checked a big box—you’re protected and ready to go. But as your business grows, evolves, and takes on new opportunities, that original policy might…
Don’t Hire a Driver Without Insurance Approval First
Why You Should Get a Job Applicant Approved by Your Insurance Before Hiring Them as a Driver As a business owner, especially if your operations involve company vehicles, hiring a new employee isn’t just about finding someone with the right…
Insurance FAQ’s: What is Erie LifeWorks?
Enhance Your Employee Benefits with Erie LifeWorks As businesses continue to evolve, offering a competitive benefits package is crucial for attracting and retaining top talent. One such benefit that can truly set your company apart is Erie LifeWorks, a voluntary…
The Ultimate Guide to Workers’ Compensation Insurance in Virginia
At Holley Insurance, we understand that workers’ compensation insurance can be a daunting subject for employers. Navigating the requirements of Virginia law, ensuring compliance, and maintaining proper coverage for your business can feel overwhelming. That’s why we’re here to make…
“Named Insured” vs. “Additional Insured” in Business Insurance
Insurance policies are full of technical terms that can be a bit confusing, especially when it comes to phrases like “named insured” and “additional insured.” While they may sound similar, they actually refer to different things in your business insurance…
Workers Compensation 101: Subcontractors Counted As Employees
Workers Compensation 101: Subcontractors Counted As Employees From a workers’ compensation coverage and claim perspective, the mis-classification of subcontractors can have numerous unintended repercussions such as inflated premiums, increased EMR (experience mod factor), unexpected audit liabilities and potential legal issues. …
Workers Compensation 101: Employee Misclassification
Workers Compensation 101: Employee Misclassification Workers’ compensation policy audits are crucial for ensuring the accuracy of premiums and aligning them with the real risks and activities of a business. Errors or misunderstandings during these audits can result in overpayment, underpayment,…
Insurance FAQ’s: What is Directors and Officers Liability Insurance?
If you own a business, you should consider Directors and Officers Liability Insurance. But what is it? Directors and officers (D&O) liability insurance protects the personal assets of corporate directors and officers, in the event they are personally sued by…