Category Business Owners Resource Guide

Running an HVAC business comes with plenty of risks that other businesses simply don’t face. Your employees are working inside customers’ homes and businesses. You’re installing expensive equipment. Your technicians are driving from job to job. You’re working with electrical…

As a business owner, there are some situations you simply can’t plan for. Imagine an employee comes to work and just doesn’t seem right. Maybe they’re confused, behaving unusually, or showing signs that something could be medically wrong. You know…

If you’re a contractor, electrician, plumber, HVAC technician, landscaper, or other business owner who works out of a truck or van, think about what’s riding around with you every day. Power tools. Hand tools. Ladders. Testing equipment. Materials. Specialized equipment.…

As a business owner, you probably know that your commercial insurance can help protect your building, equipment, inventory, and other business property. But there’s an important detail that can easily be overlooked: Where your business property is located matters. It…

If your business relies on independent contractors, you’re not alone. Many companies use 1099 subcontractors to handle fluctuating workloads, specialized projects, or seasonal demand. But what many business owners don’t realize is that how you classify your workers can affect…

Whether your janitorial company cleans office buildings, medical facilities, schools, retail stores, or industrial properties, your business faces unique risks every day. From slip-and-fall accidents to damaged customer property, employee injuries, and stolen equipment, even a small incident can lead…

Running a restaurant means juggling countless responsibilities—from serving great food and managing staff to keeping customers happy. But one responsibility that often gets overlooked until it’s needed is workers’ compensation insurance. Whether you own a small café, a family restaurant, a…

If you’re a Virginia business owner looking for workers’ compensation insurance, you’ve probably noticed there are several ways to buy it. You can purchase coverage directly from an insurance company. You can buy it online through a national website. Or…

Workers’ compensation insurance is designed to protect both your employees and your business when workplace injuries happen. But according to the latest injury trend data, the types of claims businesses are experiencing — and the cost of those claims —…

At Holley Insurance, we understand that workers’ compensation insurance can be a daunting subject for employers. Navigating the requirements of Virginia law, ensuring compliance, and maintaining proper coverage for your business can feel overwhelming. That’s why we’re here to make…