Workers Compensation 101: Subcontractors Counted As Employees From a workers’ compensation coverage and claim perspective, the mis-classification of subcontractors can have numerous unintended repercussions such as inflated premiums, increased EMR (experience mod factor), unexpected audit liabilities and potential legal issues. …
Workers Compensation 101: Employee Misclassification Workers’ compensation policy audits are crucial for ensuring the accuracy of premiums and aligning them with the real risks and activities of a business. Errors or misunderstandings during these audits can result in overpayment, underpayment,…
Important! Starting from July 1, 2024, farm vehicles in Virginia must prominently display a farm use placard issued by the Department of Motor Vehicles (DMV). Failure to comply with this requirement may result in receiving a ticket. This new law…
Business Interruption Coverage When thinking about business insurance, most people think about protecting their business from fire, windstorms, or burglary. While this type of insurance is obviously important and necessary, it’s also essential to consider the broader implications of temporarily…
Top Tips for Warehouse Safety If your business includes a warehouse, you already know there are many opportunities for accidents to happen. It is crucial to provide employees with important tips to ensure a safe working environment. Here are some…
Combating Age Discrimination in the Workplace Individuals are living longer than previous generations, and, as a result, they’re delaying retirement and continuing to work to support themselves. This change in workforce demographics is leading to increased reported instances of age…
5 Common Small Business Cyber Attacks (and how to protect your business) Want to hear something scary? A cyber security attack happens every 20 seconds. Here’s something else scary: the average attack costs a business $200,000. If you’re like many…
10 Tips for Preventing a Cyber Security Attack News of another huge cyber attack fill the headlines frequently these days. It seems more and more another huge corporation is hit with huge ransoms and halted business. But if you think…
Low Cost/No Cost Ways to Motivate Your Employees There are many inexpensive and easy ways to motivate your employees. Here are some of our favorite low-cost/no-cost ways to motivate your employees: Give a weekly “shoutout” during your team meetings. Pick…
Tips for Writing an Employee Handbook An employee handbook is a central location for your company information, HR policies and procedures. Establishing an employee handbook gives your current employees and new hires an easy way to understand the practices of…