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Category Insurance FAQ’s, Auto Insurance
Understanding Erie Insurance Rate Lock: What Happens When Your Term Ends?
Erie Insurance offers a unique benefit to customers who have maintained a clean driving record—Rate Lock. If you qualify, this benefit can offer you the peace of mind of not worrying about premium increases for the next three years. But…
What Happens to Your Insurance When You Lend Your Car to Someone?
If you lend your car to a friend or family member, it might seem like a simple favor. But did you know that if they get into an accident, it’s your insurance that could take the hit? Many people aren’t…
What is MedPay?
Medical Payments Coverage, commonly known as MedPay, is an optional component of auto insurance policies that provides coverage for medical expenses resulting from a car accident, regardless of who is at fault. This coverage is designed to ensure that immediate…
“What do I do if I get in a car accident?”
Have you ever found yourself in a situation where everything changes in the blink of an eye? One moment, you’re driving down the road, and the next, you’re involved in a car accident. It’s a scenario that nobody wants to…
Insurance FAQ’s: When should my child have their own auto insurance policy?
Insurance FAQ’s: When should my child have their own auto insurance policy? As your child spreads their wings and moves out of the family nest, it’s important to consider the various aspects of their newfound independence. One crucial aspect that…
What does “subrogation” mean?
What does “subrogation” mean? When an insurance company is legally able to pursue a third party who caused a claim, that is called subrogation. This is done so that the insurance company can recover the amount of the claim that…
How To Avoid Being Ripped Off When Your Car Is Totaled
I am commonly asked by clients “How do I avoid being ripped off when my car is totaled?” Everyone seems to be afraid that they’re getting low balled by their adjuster. In most cases, we find this is NOT what…
Virginia Auto Insurance Limits Increase Jan. 1, 2025
Beginning January 1, 2025, the miniumum Virginia auto insurance coverage required by law is increasing. These changes apply to auto insurance policies issued or renewed after January 1, 2025. Drivers caught driving without the proper level of insurance will have…
How it Works: Erie Insurance Subscriber Agreement
If you’re an Erie Insurance client, you’ll have signed Erie’s Subscriber Agreement. Are you confused about what it means? Let us explain. First, here’s what the agreement looks like: This agreement all has to do with Erie’s corporate structure as…