If you lend your car to a friend or family member, it might seem like a simple favor. But did you know that if they get into an accident, it’s your insurance that could take the hit? Many people aren’t…
Medical Payments Coverage, commonly known as MedPay, is an optional component of auto insurance policies that provides coverage for medical expenses resulting from a car accident, regardless of who is at fault. This coverage is designed to ensure that immediate…
Have you ever found yourself in a situation where everything changes in the blink of an eye? One moment, you’re driving down the road, and the next, you’re involved in a car accident. It’s a scenario that nobody wants to…
Insurance FAQ’s: When should my child have their own auto insurance policy? As your child spreads their wings and moves out of the family nest, it’s important to consider the various aspects of their newfound independence. One crucial aspect that…
What does “subrogation” mean? When an insurance company is legally able to pursue a third party who caused a claim, that is called subrogation. This is done so that the insurance company can recover the amount of the claim that…
I am commonly asked by clients “How do I avoid being ripped off when my car is totaled?” Everyone seems to be afraid that they’re getting low balled by their adjuster. In most cases, we find this is NOT what…
Beginning January 1, 2025, the miniumum Virginia auto insurance coverage required by law is increasing. These changes apply to auto insurance policies issued or renewed after January 1, 2025. Drivers caught driving without the proper level of insurance will have…
If you’re an Erie Insurance client, you’ll have signed Erie’s Subscriber Agreement. Are you confused about what it means? Let us explain. First, here’s what the agreement looks like: This agreement all has to do with Erie’s corporate structure as…
