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Category Personal Lines FAQ’s
Why Every Homeowner in Virginia Needs a Home Inventory
If you were asked to list everything in your home from memory, how confident would you feel? Chances are, a few items would be forgotten—especially after a stressful event like a fire, theft, or storm damage. That’s exactly why creating…
Is an Umbrella Policy Worth It?
When it comes to protecting the things that matter most, most people think of auto insurance, home insurance, or maybe renters insurance. But what happens if something big happens—something that goes beyond the limits of your existing policies? That’s where…
Be Prepared: Building a Home Emergency Kit
It’s not easy to picture going days—or even weeks—without power, internet, or running water. But in a real emergency, that’s exactly what can happen. The best way to protect your family is to have a plan and the right supplies…
What Insurance Covers Your Boat and Trailer If You Get in an Accident on the Road?
At Holley Insurance, we know that owning a boat is more than just a hobby—it’s a lifestyle. Whether you’re heading to the lake for the weekend or bringing your boat back from winter storage, there’s a part of boating that…
Insuring Your Lake House (and all of the fun that comes with it!)
Owning a lake house is a dream for many people—whether it’s a quiet retreat for weekends or a full-time getaway, it’s a place to relax, unwind, and create memories. However, owning a property on the water comes with its own…
Who Needs Flood Insurance?
Who needs flood insurance? If you live in an area where it rains, the importance of flood insurance cannot be overstated. Even if you believe your home is safe from flooding, just one inch of floodwater can inflict approximately $25,000…
5 Things to Know About Switching Your Homeowners Insurance When You Have a Mortgage
Switching homeowners insurance can feel overwhelming, especially when you’re paying through escrow – but it is really not too complicated. Whether you’re looking for better rates or improved coverage, it’s important to understand the process. Here are five key things…
Rising Auto Repair Costs and Your Insurance
How the rising vehicle repair costs increases your auto insurance. The cost of labor and materials has increased dramatically in the last five years due to inflation. This affects your insurance price because if you were to have an auto…
Rising Home Repair Costs and Your Insurance
How the rising costs of home repairs increases your homeowners insurance. The cost of labor and construction materials has increased dramatically in the last five years due to inflation. This affects your insurance price because if you were to have…
Insurance FAQ’s: What is the difference between split and combined insurance limits?
When it comes to your insurance, understanding the difference between split and combined limits is crucial. Split insurance limits refer to when coverage is divided into separate limits for different types of losses or damages. Combined insurance limits genreally combine…