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Category Personal Lines FAQ’s

First-Time Homebuyer Checklist: 20 Things to Do After Buying Your First Home

You did it! The papers are signed, you have the keys, and you’re officially a homeowner. Now comes the part that no one really prepares you for. Between unpacking boxes and deciding where to put the couch, there are quite…
15 Things I Wish Someone Had Told Me As a First-Time Homebuyer

Being a first-time homebuyer is exciting. It’s also a little overwhelming. One minute you’re scrolling through listings on your phone. The next, you’re signing what feels like a thousand documents, wiring money you’ve spent years saving, and wondering if you’re…
What Home Insurance Is Best for First-Time Virginia Homeowners?

Being a first time Virginia homeowner is an exciting milestone. Whether you’re settling into a historic home in Roanoke, a new build in Franklin County, or a charming property anywhere else in Virginia, protecting your investment should be a top…
Divorced? Don’t Forget About Your Home and Auto Insurance

Going through a divorce comes with a long checklist of financial and legal changes — and insurance is one detail that often gets overlooked. But updating your home and auto insurance after a divorce is incredibly important. Keeping outdated policies…
How Much Umbrella Insurance Do I Actually Need?

How much personal umbrella insurance do you actually need? A good rule of thumb is to carry at least enough umbrella coverage to protect your net worth and often $1 million to $5 million or more, depending on your assets,…
How to Make a One-Time Payment on the Travelers Website

Paying your insurance bill shouldn’t be complicated. If you have a policy with Travelers, making a one-time payment online is quick, secure, and can be done anytime—no login required in many cases. Below is a simple step-by-step guide to help you…
Winter Storm Ready: How Homeowners Can Prepare for Power Outages

Winter storms can bring more than just snow and ice—they often come with power outages that last hours or even days. Taking a few steps now can help protect your home, your family, and your peace of mind when the lights…
Shop Safely Online: What Everyone Needs to Know

Online shopping has become part of our daily routine. Whether it’s everyday essentials, last-minute gifts, or big purchases, nearly 95% of Americans shop online at least once a year—and many of us do it several times a week. But with convenience…
The Importance of Cleaning Your Chimney Before Winter

As the temperatures drop and cozy evenings by the fire get closer, now is the perfect time to make sure your home is ready for winter. One of the most important—yet often overlooked—steps in preparing your home for cold weather…
Why Every Homeowner in Virginia Needs a Home Inventory

If you were asked to list everything in your home from memory, how confident would you feel? Chances are, a few items would be forgotten—especially after a stressful event like a fire, theft, or storm damage. That’s exactly why creating…
