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Homeowners insurance
Why Every Homeowner in Virginia Needs a Home Inventory

If you were asked to list everything in your home from memory, how confident would you feel? Chances are, a few items would be forgotten—especially after a stressful event like a fire, theft, or storm damage. That’s exactly why creating…
Lithium Battery Safety: What You Need to Know

Lithium batteries power many of the devices we rely on every day—from smartphones and laptops to e-bikes and power tools. While they are efficient and convenient, lithium batteries also come with certain risks, especially when used improperly or in poorly…
Be Prepared: Building a Home Emergency Kit

It’s not easy to picture going days—or even weeks—without power, internet, or running water. But in a real emergency, that’s exactly what can happen. The best way to protect your family is to have a plan and the right supplies…
What Insurance Covers Your Boat and Trailer If You Get in an Accident on the Road?

At Holley Insurance, we know that owning a boat is more than just a hobby—it’s a lifestyle. Whether you’re heading to the lake for the weekend or bringing your boat back from winter storage, there’s a part of boating that…
Insuring Your Lake House (and all of the fun that comes with it!)

Owning a lake house is a dream for many people—whether it’s a quiet retreat for weekends or a full-time getaway, it’s a place to relax, unwind, and create memories. However, owning a property on the water comes with its own…
Who Needs Flood Insurance?

Who needs flood insurance? If you live in an area where it rains, the importance of flood insurance cannot be overstated. Even if you believe your home is safe from flooding, just one inch of floodwater can inflict approximately $25,000…
5 Things to Know About Switching Your Homeowners Insurance When You Have a Mortgage

Switching homeowners insurance can feel overwhelming, especially when you’re paying through escrow – but it is really not too complicated. Whether you’re looking for better rates or improved coverage, it’s important to understand the process. Here are five key things…
Rising Home Repair Costs and Your Insurance

How the rising costs of home repairs increases your homeowners insurance. The cost of labor and construction materials has increased dramatically in the last five years due to inflation. This affects your insurance price because if you were to have…
Insurance FAQ’s: What is the difference between split and combined insurance limits?

When it comes to your insurance, understanding the difference between split and combined limits is crucial. Split insurance limits refer to when coverage is divided into separate limits for different types of losses or damages. Combined insurance limits genreally combine…
Insurance FAQ’s: What is the difference between replacement cost and market value?

If you’re curious why the replacement cost of your home from the insurance company is different than what you paid for your house, we have the answer for you. Here’s the difference between replacement cost and market value when it…
