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Category Homeowners insurance
Insuring Your Lake House (and all of the fun that comes with it!)
Owning a lake house is a dream for many people—whether it’s a quiet retreat for weekends or a full-time getaway, it’s a place to relax, unwind, and create memories. However, owning a property on the water comes with its own…
Who Needs Flood Insurance?
Who needs flood insurance? If you live in an area where it rains, the importance of flood insurance cannot be overstated. Even if you believe your home is safe from flooding, just one inch of floodwater can inflict approximately $25,000…
5 Things to Know About Switching Your Homeowners Insurance When You Have a Mortgage
Switching homeowners insurance can feel overwhelming, especially when you’re paying through escrow – but it is really not too complicated. Whether you’re looking for better rates or improved coverage, it’s important to understand the process. Here are five key things…
Rising Home Repair Costs and Your Insurance
How the rising costs of home repairs increases your homeowners insurance. The cost of labor and construction materials has increased dramatically in the last five years due to inflation. This affects your insurance price because if you were to have…
Insurance FAQ’s: What is the difference between split and combined insurance limits?
When it comes to your insurance, understanding the difference between split and combined limits is crucial. Split insurance limits refer to when coverage is divided into separate limits for different types of losses or damages. Combined insurance limits genreally combine…
Insurance FAQ’s: What is the difference between replacement cost and market value?
If you’re curious why the replacement cost of your home from the insurance company is different than what you paid for your house, we have the answer for you. Here’s the difference between replacement cost and market value when it…
Where do I get homeowners insurance in Roanoke, Virginia?
Where do I get homeowners insurance in Roanoke, Virginia? If you’re looking for homeowners insurance in Roanoke, Virginia, you’ve come to the right place! Holley Insurance is a 5-star rated independent insurance agency with offices in Roanoke, Rocky Mount and…
Pipes Burst? Here’s what to do next.
Did your pipes burst in the freezing weather? Here’s what you need to do to mitigate the damage. When cold weather hits, many homeowners are dealing with broken pipes – leaving restoration companies and plumbers backed up. A burst pipe…
7 Questions To Ask Your Agent About Your Homeowners Insurance
How to Avoid Getting Ripped Off By a Bad Contractor
How to Avoid Getting Ripped Off By a Bad Contractor Tips for finding, vetting and working with contractors from our partners at Erie Insurance Click here for a free downloadable PDF of our best tips! Most contractors are trustworthy and…