Category Personal Lines FAQ’s

Insurance FAQ’s: What is underground service line coverage? Water, gas and electric lines all run under your home. Did you know…homeowners are legally responsible for maintaining service lines from their home to the property line? If you experience any damage…

Insurance FAQ’s: What is emergency roadside coverage? Emergency roadside service is an optional coverage that you can add on to your auto insurance policy. In the case of an unlucky breakdown with your car, emergency roadside service coverage can save the day.…

Insurance FAQ’s: Does my business insurance cover my employees when they are driving their personal car for work? Imagine: One of your employees is driving their personal car during work hours, running errands as part of their job. They get…

Insurance FAQ’s: Why did my home insurance go up? In full transparency, we are currently in one of the toughest insurance markets that we’ve ever seen. And unfortunately things are not changing any time soon. We know It can be…

Insurance FAQ’s: How do I stop by auto insurance rates from increasing? With the increased costs of everyday living affecting all aspects of your life, it makes sense that many people want to know, “how do I stop my auto…

Insurance FAQ’s: Why do auto rates increase? Have you seen your auto insurance premiums go up in the past couple of years? You aren’t alone. In fact, insurance prices are going up across the board – with every carrier and…

Insurance FAQ’s: Can I insure my E-Bike? The popularity of E-Bikes has left some of our clients wondering, “Can I insure my E-Bike?”. We’ve got the answer! Haven’t heard of an E-Bike? Here’s what you need to know about them.…

If you’ve been wondering what gap insurance is, you’re not alone – in fact, our customer service team receives this question a lot. What is gap coverage? Do you need it? Let’s explain! We are all pretty familiar with the…

After an earthquake occurs, we are often asked, “Does my homeowner’s insurance policy cover damage from earthquakes?” Well here’s the answer. Did you feel the earthquake that shook our area this past summer? Even though we don’t feel the ground…

Does my homeowners insurance cover fallen trees? This is a question we receive pretty frequently, so let’s answer it today. We once had a storm with winds in excess of 70 mph in Virginia.  It had done quite a bit…