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Category Personal Lines FAQ’s

Insurance FAQ’s: How Do I Know Which Type of Life Insurance is Right for My Family?

We know that life insurance can seem confusing. And there’s not just one type of policy to choose from! So how do you know which life insurance type is right for you? Let’s explain the difference between term life insurance,…
Insurance FAQ’s: Is life insurance from my employer enough?

Insurance FAQ’s: Is life insurance from my employer enough? Life insurance from your employer is often a nice perk that comes with the job. It’s usually low-cost or free and it’s convenient. But is life insurance from your employer enough?…
Insurance FAQ’s: Does my insurance cover a rental car on vacation?

Insurance FAQ’s: Does my insurance cover a rental car on vacation? Heading on a spring break trip soon? You may be wondering if your auto insurance covers you while you rent a car. Here’s the answer. First thing’s first: Do…
Insurance FAQ’s: What is the difference between Guaranteed Replacement Cost vs Extended or Limited Replacement Cost Coverage for Homeowners Insurance?

Insurance FAQ’s: What is the difference between Guaranteed Replacement Cost vs Extended or Limited Replacement Cost Coverage for Homeowners Insurance? In simple terms, replacement cost coverage gives you coverage for your home or property to be rebuilt or replaced like…
Insurance FAQ’s: Does my auto insurance cover a rental car?

Insurance FAQ’s: Does my auto insurance cover a rental car? We get a lot of questions about how rental car coverage works with auto insurance and if insurance will cover rental cars.
Insurance FAQ’s: What is an Accelerated Death Benefit?

Insurance FAQ’s: What is an Accelerated Death Benefit? If you’ve been researching life insurance, you might have come across the acronymn “ADB”. ADB stands for Accelerated Death Benefit. Here’s what it is and why it’s important. Accelerated Death Benefit The…
Insurance FAQ’s: How Do I Choose An Insurance Agent?

Insurance FAQ’s: How Do I Choose An Insurance Agent? Finding an agent that you can trust, that has a high level of insurance expertise and that truly has your best interests in mind can sometimes feel like a challenge in…
Insurance FAQ’s: Why do I need a personal umbrella policy?

Insurance FAQ’s: Why do I need a personal umbrella policy? There are many reasons to buy a personal umbrella insurance policy. But first, you really need to understand what an umbrella insurance policy does. Think about an umbrella. What does…
Insurance FAQ’s: Why does auto insurance cost go up as a vehicle ages?

Insurance FAQ’s: Why does auto insurance cost go up as a vehicle ages? Many people get frustrated when their auto insurance costs continue to increase even as their vehicle ages. The thinking is that as the vehicle gets older, its…
Insurance FAQ’s: What’s the difference between Replacement Cost and Actual Cash Value?

Insurance FAQ’s: What’s the difference between Replacement Cost and Actual Cash Value? If you are researching homeowners insurance, there’s a good chance you’ve run across the terms “Replacement Cost” and “Actual Cash Value” when deciding what type of coverage you…
